Welcome to Ellis Financial Solutions. Please review the following terms and conditions (“Terms”) carefully, as they govern your use of our credit repair services. By using our services, you agree to be bound by these Terms.
1. Services Provided
Ellis Financial Solutions offers credit repair and related consulting services, which may include:
Credit report review
Disputing inaccurate or outdated information with credit bureaus
Credit score monitoring and advice
Personalized financial tips and mentoring
Tradeline additions (where applicable)
2. EligibilityTo use our services, you must:
Be at least 18 years old
Provide accurate, current, and complete information
Be legally capable of entering into binding contracts
3. Payment and Refunds
Basic Package ($500): Credit report review, dispute services, credit monitoring
Advanced Package ($1000): All of the above plus credit building tips
Premium Package ($2500): All of the above plus tradelines and mentorship
Free initial consultation is included with all packages.
All payments are due in full before services begin unless otherwise agreed in writing.
Refund Policy:
We do not guarantee specific results. No refunds will be issued after services have commenced, except where required by law. Clients may cancel before services begin for a full refund
4. Service Duration & Results
The credit repair process lasts approximately 3 months (3 dispute rounds).
While some clients may see results within the first 30 days, timelines may vary.
Ellis Financial Solutions does not guarantee removal of all negative items or a specific increase in credit score.
5. Client Responsibilities
Provide all requested documentation and accurate information
Continue paying all open accounts on time during the repair process
Avoid opening unnecessary credit while repairs are underway
Communicate any changes or correspondence from credit bureaus promptly.
6. No Legal Advice
Ellis Financial Solutions is not a law firm and does not provide legal advice. All services are for informational and educational purposes only.
7. Privacy Policy
All personal and financial information shared with us will be handled in accordance with our [Privacy Policy]. We do not sell or share client data with third parties without consent.
8. Limitation of Liability
Ellis Financial Solutions shall not be held liable for:
Delays in credit bureau responses
Errors by credit bureaus or data furnishers
Actions taken by third-party creditors or lenders
Any damages or losses resulting from use of our services
9. Termination of Services
Either party may terminate services at any time with written notice. If services are terminated by the client after work has begun, no refund will be issued.
10. Changes to Terms
We reserve the right to update or change these Terms at any time. Clients will be notified of significant changes.
This is a place to describe your Return and Refund Policy to buyers.
A Return and Refund policy usually consists of:
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